Our team recently assisted a valued client in purchasing their new family home in Prime Central London.

Our client had recently restructured their financial situation, having sold a significant portion of their business, modified their income structure, and increased their shareholding within the company. Due to this shareholding increase, many lenders would typically consider the client self-employed, which could restrict the borrowing level they needed.
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Drawing on our detailed understanding of lending criteria, we identified a strategic solution with a high street lender. By emphasising that the client’s shareholding remained below 25%, we were able to demonstrate that they should be classified as an employee rather than a business owner. This allowed us to proceed based on the client’s basic salary, securing the necessary mortgage terms without complication.
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Our targeted approach and in-depth lender knowledge ensured a smooth process and a very happy client, who can now enjoy their dream family home.