
Holiday Let,
Scotland Purchase and Tenants in
Common Ownership
Our client had been turned down by their bank after 3 weeks of consideration, meaning the matter had become urgent. They approached a good introducer of ours, who knew if anyone could find a solution, it would be the team at Hansard Owens.
Solution & Approach
We spoke to the clients right away, and took time to quickly understand their situation, their needs, and the urgency with which we needed to work. We also offered additional value by exploring mortgage options that would suit their future needs, as the clients wanted an ownership setup on a “tenants in common” basis, with a 99% and 1% split.
Outcome
Based on their incomes and their accountant's advice, our tailored mortgage guidance not only helped them secure the property, it also supported their long-term financial planning.
This highlights the importance of strong relationships with professionals such as Accountants and IFAs, ensuring we provide clients with comprehensive, bespoke advice that maximises the benefits in the future.
This success story is just one of many that highlights out commitment to delivering timely, effective results, alleviating client stress, and making the process as smooth and enjoyable as possible. It also highlights the importance of using a broker, who's market knowledge and experience can prove invaluable in situations like these.
Want to consider purchasing a holiday let property, or perhaps you're an existing holiday let owner and you'd like to see if your current mortgage deals are the best ones available? Why not get in touch with the team?
