We are enhancing our reputation for being able to assist with hard-to-place cases. Not every case fits the standard mould of an employed person with an excellent credit profile.

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We've spent years learning the market and the niches that the banks and building societies have. A recent case shows what can be done if you work hard enough to make it happen.

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Solution & Approach

We were recently approached by a client whose portfolio of wealth was all offshore and wanted to purchase a property at over £2m in Central London. He didn't believe he could obtain a mortgage and so was willing to pay cash, despite the tax burden of transferring find to the UK.

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The client only had offshore income, was not required to UK tax yet due to residency status and wanted the property ownership to be in the name of his 3 children, who are all based outside the UK. Furthermore, he wanted interest only to age 75.

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Outcome

Our securing the funds he needed, and at a competitive rate, has saved the client hundreds of thousands of pounds in tax, allowing that money to be used for other investments.

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The lesson here is not to build your own objection, but to pick up the phone to the experts at Hansard Owens. Every application is different. We'll take time to understand your circumstances and do our best to find a solution, and one that works very well for you.