We were recently approached by a valued introducer to help an Under 21 Premier League footballer, who was looking to buy his first home, for his family, and he, to reside in.

 

These applications for young premier league footballers can sometimes present challenges, especially around credit profile.

 

Due to the players age, the only item of credit the client had at the time was a mobile phone bill, and some lenders do not like an applicant’s first real item of credit, being a large mortgage at 90% Loan to Value.

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Solution & Approach

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As we are heavily experienced in the sports, media, and entertainment space, we knew where the case would need to be placed.

 

Levering our knowledge, we presented the case to a high street lender with a detailed explanation of the players’ new contract length and signing on bonuses which would allow him to easily manage the mortgage payment over the 10-year term.

 

This was in the clients’ best interests as he and his wealth management team wanted the bulk of the mortgage paid down as quickly as possible.

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Outcome

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We soon had a happy introducer, and a great outcome for our client. He and his family are delighted to be moving into their long-term home, and we’re delighted we could be of assistance.